Senior Underwriter
| Employer | métier - Strategic HR Solutions |
|---|---|
| Location | Pakistan |
| Category | |
| Posted | October 29, 2026 |
| Listing expires | December 13, 2026 |
métier – Strategic HR Solutions is hiring a Senior Underwriter to be based in Pakistan and work with an international client in the reinsurance sector.
This role offers an opportunity to assess and manage underwriting risks, strengthen client relationships, support product initiatives, and contribute to underwriting excellence across the Pakistan market.
Key Responsibilities
• Assess and review individual and group life insurance and retakaful/reinsurance business for Pakistan-based cedants, ensuring alignment with treaty terms, underwriting guidelines, and risk appetite.
• Review cedant underwriting manuals, rating rules, selection criteria, and treaty addenda, recommending improvements where necessary.
• Support claims reviews and analysis, identify trends, and ensure claims handling aligns with treaty terms.
• Liaise with cedant underwriting and claims teams in Pakistan to address case queries, treaty clarifications, and operational matters.
• Apply knowledge of SECP regulations, local insurance practices, and Takaful/Shariah-compliant product structures.
• Evaluate medical, financial, and non-medical underwriting evidence in line with applicable standards and guidelines.
• Contribute to underwriting workshops, training sessions, and continuous improvement initiatives focused on the Pakistan market.
• Prepare portfolio analyses, case trend reports, and operational insights to support management decision-making.
• Support client engagements, underwriting audits, treaty compliance reviews, and discussions with Pakistan-based cedants.
Requirements
• Bachelor’s degree in Medicine, Pharmacy, Science, Actuarial Science, or a related discipline.
• At least 10 years of relevant experience in life insurance or reinsurance underwriting and/or claims, with direct exposure to the Pakistan market.
• Strong understanding of Pakistan’s insurance industry, underwriting practices, and SECP regulatory requirements.
• Sound knowledge of mortality and morbidity risk assessment, medical underwriting protocols, and claims practices.
• Familiarity with Takaful and Shariah-compliant products is an advantage.
• Professional qualifications such as ALU, FALU, FLMI, or progress toward these certifications would be an advantage.
• Strong analytical skills, a client-focused approach, and the ability to collaborate with regional and international teams.